Structural damage insurance (dommage ouvrage) must be taken out by any project owner — individual, professional or developer — before starting a construction or major renovation project.

In the event of a claim covered by the ten-year warranty, it lets you be reimbursed quickly to fund the repairs, without waiting for a court to determine liability.

Mandatory since the Spinetta Act of 1978, it protects your property and makes it easier to resell during the 10 years following completion of the works.